Schengen Visa Insurance


11 Apr 2024

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If you’re planning to travel within the Schengen area, you’ll need specific insurance for your visa. In this article, we’ll take a closer look at what Schengen visa insurance is.
Schengen visa insurance
why it’s necessary, what it covers, and how to obtain one for your trip to Europe.

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What is Schengen Visa insurance?

Schengen visa insurance is a specific form of travel insurance required to obtain a Schengen visa for travel to Schengen countries in Europe. It is designed to ensure that travelers have adequate medical coverage in the event of an emergency or health problem during their stay.

Why is Schengen Visa insurance necessary?

Schengen visa insurance is a compulsory condition for obtaining a visa for travel within the Schengen area. Consular authorities require this insurance as proof that you have adequate coverage in case of medical need during your stay in Europe.

What does Schengen Visa insurance cover ?

Emergency medical coverage

Schengen visa insurance provides emergency medical coverage for unexpected medical expenses, including medical consultations, hospital treatment, prescription drugs and emergency dental care.

Medical repatriation

It also covers the cost of medical repatriation in the event of a serious medical emergency or death during your stay in Europe, including the cost of medical transport and repatriation to your country of origin.

Travel assistance

In addition to medical cover, some Schengen visa insurance policies also offer travel assistance, such as lost luggage assistance, legal assistance and trip cancellation assistance.

How to obtain Schengen Visa insurance

Choose an insurer

Start by choosing a reputable insurance provider that offers insurance specifically designed for Schengen visas. Make sure the policy you choose meets the minimum coverage requirements set by the consular authorities.

Take out a policy

Once you’ve chosen an insurance provider, take out a policy that suits the duration and needs of your trip to Europe. Make sure you provide all the necessary documents, such as your passport and travel dates, to obtain your insurance policy.

Receive your insurance certificate

Once your application has been approved, you will receive a certificate of insurance which will serve as proof of medical coverage for your Schengen visa. Make sure you have this attestation with you when you submit your visa application to the consular authorities.

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